Sunday, July 28, 2013

Should My Dog’s Teeth Be Professionally Cleaned?

Ten years ago while we were about to become a dog owner for the first time a friend was contemplating whether she should have her 11-year old dog’s teeth professionally cleaned. The procedure would cost $250. Professionally cleaning a dog’s teeth! I had never heard of such a thing. My friend not wanting to subject her older dog to the anesthesia decided to forego the procedure.

I faced a similar decision a couple of weeks ago when my husband returned from taking Teddy our eight-year old yellow Labrador retriever to the vet.


Our vet who had been keeping an eye on Teddy’s teeth for some time now recommended we have his teeth professionally cleaned. Teddy had developed a mild form of gingivitis. His teeth which had begun showing signs of plaque when he was only two year old were now brown and his gums were red and swollen. We received a quote of $412 without x-rays, $599 with for this procedure. The x-rays were needed to determine if any teeth needed to be extracted. The cost of teeth extraction was extra. $600!!! The cost of teeth cleaning had gone up quite a bit in ten years.  

We looked at Teddy’s teeth ourselves:



and decided to go ahead with the procedure. Our vet thought Teddy may be in pain – we had noticed there were times when Teddy ate slower and more tentatively than usual. In addition, not having them cleaned now could lead to other health problems later on. The bacteria from gingivitis could travel through Teddy’s bloodstream contributing to heart, kidney or liver disease. His teeth would also continue to deteriorate which could lead to infection, teeth loss and difficulty eating.

His x-ray’s detected one bad tooth that had to be extracted. The upper right 12 incisor was fractured and its pulp was exposed. Not removing it could lead to an abysses tooth and damage to the teeth surrounding it.


The cost of the procedure included pre-anesthetic blood work. These tests checked Teddy’s blood sugar, kidney values, and red blood cell count. They were to detect abnormalities that could affect anesthesia. He also received intravenous fluids during anesthesia. These were given to combat a decrease in blood pressure which sometimes results from the anesthesia drugs. In addition, an intravenous catheter allows immediate administration of emergency drugs if there is an adverse reaction from the anesthesia.    

Here is the break down of costs for Teddy’s professional teeth cleaning including tooth extraction:
........ ........ ........
DescriptionCost
Anesthesia and IV Catheter43.70
Pain Injection (2)48.40
Surgical Monitor30.20
Scale and Polish Teeth81.70
Fluoride Treatment23.00
Day-Care Kennel Use20.60
Cefazolin (Antibiotic)21.00
IV Fluids During Surgery21.60
Radio graph Dental Full Mouth130.00
CHEM/CBC/UA In-House0.00
Chem Panel w/Electrolytes72.82
CBC (Complete Blood Count)49.30
Nerve Block(s)18.50
Rimadyl 100mg Chewable (4)18.20
Non-Surgical Tooth Extraction35.00
Total$614.20
Teddy did very well at the clinic and other than a couple of hours of whimpering at home (which resulted in lots of pets and belly rubs) he had a speedy recovery. Here is a photo of his clean pearly whites.


We are to begin Brushing Teddy’s teeth in 2 weeks. For best results, we should brush them 3-4 times a week.

Buck our ten-year old golden retriever has never had his teeth professionally cleaned. He hasn’t needed it. We’ve always brushed both our dog’s teeth once a week. Buck does chew on sticks more often and has a morning routine that includes chewing on his Galileo bone which may have helped prevent tartar buildup.

In hindsight, I should have paid more attention when my friend was contemplating whether or not to have her dog’s teeth cleaned. Dogs are expensive, much more expensive than I ever could have imagined before owning one. Though I do think our vet is on the high side and some of the above services may not have been necessary, i.e. a charge for day-care kennel use I do want my dogs to be healthy and receive good veterinary care.

Have you ever had your dog’s teeth professionally cleaned? Are there any home remedies you practice to keep your dog’s teeth clean? What about the cost of Teddy’s professional cleaning? Was $600 for this procedure low, about average or kind of high?

Sunday, July 21, 2013

Explaining why I was fired – and when to tell a potential employer I’m pregnant?


Dear Savvy,
I recently was let go from my job as a financial representative’s assistant. This was my first job out of college and not related to my major. I wasn’t told until after I was hired I needed to obtain both an insurance and series 6 license as a requirement of continued employment. I took the insurance classes, but was having difficulty passing the life exam. I then took several days off due to a family event and a vacation. When I returned my manager called me into his office to inform me I wasn’t working out. He needed an assistant who was certified. Since losing this job, I’ve had one phone interview for a position in my field of study. When asked why I was no longer working, I told the interviewer I had difficulty passing the insurance exam. I was nervous and rambled a bit giving the dates of my exams and the scores I received. I was not called back for a second interview. My parents think I shouldn’t have given so much detail about the exams and instead say I was not told during the interview process I needed to become a certified insurance agent nor given a drop dead date for accomplishing this. How do you think I should respond to the question, “Why did you leave your last job?”  

Also, I am pregnant. I am not showing yet do I need to tell potential employers I am pregnant? If so when?
Lindsay

Dear Lindsay,
I disagree with your parent’s advice. Do not tell interviewers you weren’t informed of the insurance license requirement during the interview process. Interviewers may think you are naïve, didn’t do your homework, weren’t listening or are lying. I did a quick search on a local company’s website and found the following listed as a requirement for a similar job:

- Series 6 or 7, 66 or 65 & 63, and Life Insurance license required

Also, do not go into detail about taking the exam. Instead say, “I was required to become licensed by such and such date and when I failed to do so I was let go. I now realize this job wasn’t for me. I went to school for X and this position did not utilize my talents which are ….” The closer your talents match the job you are applying for the better.

As to alerting potential employers you are pregnant, do not do so until you have a firm job offer.  I am reminded of the seminar I attended on hiring discrimination. The speaker, an HR hiring manager at a large company, told us hiring discrimination absolutely exists for women in their child-bearing years. When a manager at her company knows an interviewee is pregnant she is rarely (as in never) considered for hiring or promotion. Why - because someone, either the manager or other employees, have been covering this position since it became open. If they hire a pregnant person they know in a few months someone will once again need to cover this position while the employee is out on maternity leave. There is also the fear the employee will forget everything she learned and need to be retrained once she returns or at the very least will need to be brought up to speed on what occurred while she was out. Then there is the fear she may decide to stay home with her new baby and they will need to start the hiring process all over again.

Once hired you do need to inform your new employer you are pregnant as soon as possible, they will need to plan for it. After you receive a firm job offer in writing let them know you will be accepting the offer, but do need to inform them you are pregnant and the baby is due on…They will not be happy, but most likely will not rescind your job offer in fear of a discrimination law suit.
 
Have you ever been fired? How did you explain your firing in an interview?

Were you ever pregnant while searching for a job? At what point did you alert the interviewer you were pregnant? Were you still hired?

If you enjoyed this post you may also like:
I've lost my job. Now what?
50 Best Books for the Unemployed
Worker Embarrassed to Attend Retirement Party After Being Fired

Tuesday, July 16, 2013

Wild: From Lost to Found on the Pacific Crest Trail

Motivation for Reading:
Cheryl Strayed’s book Wild: From Lost to Found on the Pacific Crest Trail has been on my reading list since Oprah selected it for her revamped book club.

At 26 Cheryl Strayed was by her own admission a mess. She had lost her mother to cancer, was divorced from her young husband, dating a junkie and on her way to becoming an addict herself. Feeling lost she quits her waitressing job and sets out to hike the Pacific Crest Trail. The purpose for her journey according to Cheryl:
I had to change. I had to change was the thought that drove me in those months of planning. Not into a different person, but back to the person I used to be – strong and responsible, clear-eyed and driven, ethical and good. And the PCT would make me that way. There, I’d walk and think about my entire life. I’d find my strength again, far from everything that had made my life ridiculous. (pg. 57)
What better book to read for my Be Strong reading project - a reading challenge I created for myself to read one book about strength each month.

My thoughts:
I am glad I read Cheryl Strayed’s book Tiny Beautiful Things: Advice on Love and Life from Dear Sugar, a book I had loved, prior to reading this one. If I hadn’t already been familiar with Cheryl’s work I doubt I'd have finished this book. I found Cheryl’s lack of adequate preparation for her hike (no backpacking experience to speak of, too heavy of a pack, one-size too small shoes, not enough money, etc.) irresponsible and dangerous. Also, I kept comparing this book to Bill Bryson’s book A Walk in the Woods: Rediscovering America on the Appalachian Trail about hiking the Appalachian Trail which I found funnier and thought he did a better job of actually writing about the trail. Once I stopped judging Cheryl and accepted this book for what it was – Cheryl’s journey - I began enjoying it. I realized Cheryl’s writing is just as beautiful as it was in Tiny Beautiful Things: Advice on Love and Life from Dear Sugar and I had to give her credit; she was no quitter.  She achieves both her goals to hike the Pacific Crest Trail and to find her strength.

Here are a couple of my favorite quotes from the book:
The father's job is to teach his children how to be warriors, to give them the confidence to get on the horse to ride into battle when it's necessary to do so. If you don't get that from your father, you have to teach yourself.
 And:
What if I forgave myself? I thought. What if I forgave myself even though I'd done something I shouldn't have? What if I was a liar and a cheat and there was no excuse for what I'd done other than because it was what I wanted and needed to do?...What if I was never redeemed? What if I already was?
Also, there is an excellent scene in the book where Cheryl uses the intuition skills Gavin de Becker writes about in his book The Gift of Fear and Other Survival Signals that Protect Us From Violence.  When approached by a suspicious pair of hunters on the trail and though tired and hungry Cheryl runs ‘til she can’t run anymore out of fear one of them will come back to find her.

Bottom Line:
If you are looking for a well-written memoir about a lost soul who embarks on a journey to find herself along the PCT this is a good book for you. If you are looking for a book about the trail itself, a professional guide to backpacking or a book about getting back to nature you probably will not enjoy this book. 

Have you read this book?  If so, what were your thoughts?

If you enjoyed this book you may also like:
Tiny Beautiful Things: Advice on Life and Love From Dear Sugar
How Did You Get Into Nonfiction?
Nonfiction You Can't Put Down

Please Note I am an Amazon affiliate.

Tuesday, July 09, 2013

Tiny Beautiful Things: Advice on Love and Life from Dear Sugar

Motivation for reading:
I decided to read Cheryl Strayed’s book Tiny Beautiful Things: Advice on Love and Life from Dear Sugar after Rebecca Joines Schinsky included it on a list of books to read through your quarter life crisis over on Book Riot.

Rebecca wrote:
Strayed pushes us to know that we make ourselves, and it’s up to us to make ourselves whole. Someone in these pages will have the problem you have had or are having. Many someones will have it much worse. You will get perspective and reassurance and at least one that’s-exactly-what-I-needed-to-hear moment.
At 50, I’m not going through a quarter-life crisis, but a mid-life one and could certainly use a little perspective as I continue to make my way, so I decided to give the book a try.

What is Tiny Beautiful Things: Advice on Love and Life from Dear Sugar about?
Cheryl Strayed, the author of Dear Sugar an online advice column at The Rumpus, has put together a book of her best Dear Sugar columns along with a few that have never before been published.

My Thoughts:
Before reading this book, I was concerned an entire book of columns might be advice overload, so when I packed it for a recent vacation it was almost as an afterthought; perhaps I’d read a column or two. Once I began reading, I was so taken with Cheryl’s writing and her advice I couldn’t put the book down. I will warn you though Cheryl includes a story from her own life in every column instead of just giving advice. While I enjoyed this, some of you may not. 

Here is some of the advice I am taking to heart:
To the husband whose wife lost her mother:
Say Oh honey, I’m so sorry for your loss over and over again. (Page 98)
I’ve been in several situations where someone I know has lost a loved one and I’m never sure what I should say or do. Cheryl suggests being there and saying you are sorry over and over is what you need to do. It doesn’t make it okay, but it makes it better.

The guidance Cheryl gives the wife whose husband had an affair with a young woman the wife hired for the family business is perfect. Instead of forgiving the young woman Cheryl suggests she first accept the situation.
“Acceptance asks only that you embrace what is true.” (Pg. 113)
She recommends the wife neutralize her negative thoughts with a breath. Calm your mind. Breathe in deeply with intention, and then breathe out. Cheryl has breathed her way through many people she feels wronged by.

Then there is the Dear Sugar column I wrote about in my post Is It Possible to Change the Course of a Young Girl's Life. In this column, Cheryl writes about her experiences working as a youth advocate. Initially she tries to help the teens by getting the authorities to intervene. When no one comes to their aid and she’s told there is no money for kids over the age of 12, Cheryl changes her advice. She tells the girls to survive it. To endure it. This column gives me goose bumps every time I read it.

And lastly, the mental vision I have of the ‘rain” song Cheryl sings with the children in 'Ten Angry Boys' has stayed with me long after reading the book.

Bottom Line:
Tiny Beautiful Things: Advice on Love and Life from Dear Sugar isn’t what I would call a light vacation read. I had been feeling a bit down prior to my vacation and this book didn’t exactly bring me up. I spent a couple of days wallowing in my dysfunctional childhood, but the book did help me see things from a different point of view. I came away able to forgive someone from long ago and also to feel reassured I did the right thing in distancing someone else. All in all reading the book was good for me and I gained perspective. I can only imagine how much I'd have gotten out of it if I had read it during my quarter-life crisis.

Have your read this book?  If so what were your thoughts?

If you enjoyed this post you may also like:
New Perspectives
Life is Not About Perfection
Career Book Recommendations and Advice From FrauTech
How Not to Lose Your Cool When Your Manager Screams at You

Please Note I am an Amazon Affiliate.

Friday, July 05, 2013

Guest Post: 6 Books to Help You Find Inner Strength

Today you can find me over at Sophisticated Dorkiness where I am sharing a guest post on Kim Ukura’s blog. Kim is a bookworm and book blogger who has had a huge influence on this blog and my reading life. In case you don't believe me, check out this list of blog posts in which I’ve mentioned Kim:

Getting a Clue About Feminism

50 Books Every Young Woman Should Read

Anne Lamott's 'Bird by Bird: Some Instructions on Writing and Life' and Jealousy

Searching for the Truth

Memorable Vacation Reads

Making Women Count: Ending the Year on a Low Note

Light Reading

Deciding to Join the Bleak House Read-Along

I also want to highlight Kim’s latest endeavor - a nonfiction recommendation feature where she is offering personal nonfiction recommendations. To receive yours, just fill out the questions on this form and, over the next month or so, she will go down the list and recommend books. Since I am a huge fan of nonfiction, I'm looking forward to Kim’s picks which I'm sure will guarantee my TBR list will never be without books.

My guest post summarizes six of the books I’ve read date to-date that have had the biggest impact on my strength challenge - a challenge I created last summer when after having difficulty once again thinking on my feet I decided to challenge myself to become a stronger person in my 50th year. Initially I had visions of taking yoga classes and pursuing other physical challenges, but after an injury my challenge quickly morphed into a reading challenge. I decided to read at least one book a month that dealt with an aspect of inner strength such as confidence, communication skills, dealing with difficult people or circumstances, self-knowledge, willpower, etc. To read the post in its entirety click here: 6 Books to Help You Find Your Inner Strength.

Sunday, June 30, 2013

What To Do When Your Daughter is Dating a Loser

My friend Jess’s nineteen year-old daughter has been dating this boy for two years. Jess and her husband have never been fond of this boy who they describe as lazy and a loser. They were hoping their smart, beautiful daughter would find a new boyfriend when she was away at college last year, but that didn’t happen. She is now home for the summer and spends all her free time with her boyfriend. This is causing problems at home. When Jess would not allow her daughter to attend an out-of-state family reunion with her boyfriend after their own family vacation was cancelled Jess’s daughter spent the entire weekend sulking in her room. Jess and her husband plan on sitting their daughter down and demanding she break-up with him. They plan on telling her she is too good for him, she’s wasting her time and he’s a loser. Her question for me was when should this conversation take place. Now, before the 4th of July holiday or to wait until right before her daughter returns to school. Her concern is if she has this conversation now it will ruin her family’s summer because her daughter will be impossible to live with, but if she waits she will have to continue watching her daughter be smitten with this boy for the rest of the summer.

My recommendation:

Don’t have this conversation at all. Your daughter is not going to listen to you. You mentioned your daughter’s high school friends held an intervention with her. They told your daughter they didn’t like her boyfriend and suggested she break-up with him. What did your daughter do? She stopped being friends with these girls. She is going to do the same thing with you. She will stop confiding in you and start sneaking around behind your back. She is nineteen, an adult. She could even do something crazy like move out, quit school or get married. She has a promise ring.

I think you should invite your daughter’s boyfriend into your home from time to time. Try to understand what your daughter sees in him. You didn’t mention if he was abusive in any way or controlling. Just that she is too young, this is the first boy she’s dated and that she spends too much time with him. I would play that angle. Encourage her to make new girl friends especially at school, to try everything, even things her boyfriend doesn’t like to do. One of my biggest regrets is not discovering who I was and trying new things when I was younger. She needs to tire or grow out of her boyfriend on her own.

Our other friend suggested Jess make sure her daughter does not get pregnant. Jess said her daughter is on the pill, for cramps though. She is sure her daughter is not having sex.

I came home and told my husband about Jess’s dilemma. Once again he disagrees with me. If this were his daughter, he would sit her down and tell her she is too young to date just one boy. End of story.

Have you ever not approved of someone your child was dating? What did you do? Or from the other angle - Did your parents ever disapprove of someone you were dating? Did they talk to you about it? What did you do?

If you enjoyed this post you may also like:
Know Your Limits and Learn to Say No
Drinking Buddies are Not Real Friends
Will I Be Pretty



 

Tuesday, June 25, 2013

Strength Interview with Ran Zilca of 'Ride of Your Life'




Last summer, while researching inner-strength for my BE Strong Challenge –  a challenge I created for myself to become a stronger person in my 50th year - I discovered a fantastic article on Building Inner Strength by Ran Zilca on Psychology Today. This article remains the best article I’ve read to-date on inner-strength, so you can imagine how excited I was to learn Ran is writing a book about his journey towards inner peace. I recently had the opportunity to interview Ran for my strength challenge:

What is your book - A coast to Coast Journey to Inner Peace about? And when will it be released?
The book is a guide to inner peace, composed over a 6,000 mile, coast-to-coast solo motorcycle ride I took in 2010. I started in New York and rode to California and then down the California coast line. On my way I interviewed different scientists and authors like Deepak Chopra, Phil Zimbardo, Sonja Lyubomirsky, and Byron Katie. The collective wisdom of these experts and of the many people I met on the road, along with the meditative experience of riding in solitude each day, yielded very interesting insights that form the guide.

I am running a Kickstarter Campaign (see below). If it’s successful the book will come out for the new year.

What motivated you to undertake this journey?
I was just turning 40, and being very successful in business and in my personal life, but unsure as to who I really am. I think that many people experience this type of feeling in midlife, where they know what they do and where they live, but not exactly sure who they are. It made me feel restless, so I went out to rediscover my identity, quiet the restlessness, and regain my inner peace.

What makes you feel strong?
When you lift weights you put a strain on your muscles, and in turn that builds muscle mass. Mental strength is built in the exact same way – by facing and meeting challenges, and going outside your comfort zone. I got my motorcycle license only a year before going on the road, and it was very hard for me to learn how to ride, and become good at it. It was also very hard, in many different ways, to go on the road and leave home for 5 weeks. I missed my wife and my kids, and even though my wife was very supportive of the project, it was very hard on her as well. I also did not have much riding experience, and most days were filled with risks. For that very reason though, the pride of actually doing it made me feel much stronger in a very profound way.

What detracts from your strength or what do you see others doing that detract from their strength?
All of us have known energy-drains. It could be the interaction with certain people, being in certain situations, or worries and thoughts. To remain strong, it’s crucial to identify those, so you can keep the drain of strength to a minimum. 

What do you know now that you did not know when you were 18?
At 18 my identity was still forming, and today I know who I am and how to make decisions irrespective of what may be good for others. At the same time, I would never want to lose my perspective at 18, where anything was possible, and everything was starting to happen and materialize. The sense of strength in youth can be tremendous. 

Do you have any lessons that you’ve learned from your journey that may help me in my strength challenge?To do one thing each day that scares you and makes you feel uncomfortable, to live life in service of others, to give others credit before they act, and forgive them when they default on that credit. The biggest hurdle on the way to happiness and inner strength is one’s ego and a sense of self-importance.

Are there any books that have influenced you or that you find yourself always recommending to others?
Many :) Sonja Lyubomirsky’s The How of Happiness: A New Approach to Getting the Life You Want The How of Happiness, and Barbara Fredrickson’s Positivity: Top-Notch Research Reveals the 3 to 1 Ratio That Will Change Your Life (both authors that I was fortunate to interview) are great positive psychology guides for life. Deepak Chopra’s The Ultimate Happiness Prescription: 7 Keys to Joy and Enlightenment The Ultimate Happiness Prescription is also a great read that is very practical. When I was on the road I read John’s Steinbeck’s Travels with Charley, which is both a great travel story and a thought-provoker. But mostly – I find The Bhagavad Gita and the Tao Te Ching to be an executive summary of many texts on human happiness.

As I enter the second year of my challenge what should I focus on? I spent most of my first year gaining a better understanding of who I am.  
Here’s my advice: Make a list of things you want to do but feel uncomfortable doing, and start doing them! It could be small, daily things too. The pride you will feel will be a tremendous source of strength.

Tell me about your Kickstarter Project?
The Kickstarter Campaign allows everyone to pre-order the book, and also participate in its creation (!) by sending questions to the different experts. You can also get signed and dedicated copies, a coaching package, and other special rewards. The funding from the pre-orders will be then used to pay for the book’s production, but only if enough pre-orders are made.  

Is there anything else we should know about you?
Even though there’s some dose of adventure in my life, I live very normatively – house in the suburbs, take the kids to school and activities, etc. I love family life and the daily routine that comes with it.

Ran Zilca can be found at http://www.rideofyourlife.com/ and his Kickstarter Project can be found here.

Please Note, I am an Amazon Affiliate

Sunday, June 16, 2013

Why I’m Not Giving up on Fiction after all?

I’ve written before about my preference for reading nonfiction:

I switched to nonfiction after becoming disenchanted with fiction while making my way through Oprah's depressing book club selections.  I decided if I was going to read a depressing story it might as well be true. Even today on the rare occasion I read fiction I usually end up being disappointed:

Take Gillian Flynn’s book Gone Girl for instance. This was the book to read in 2012. Lisa Bloom described it as her favorite guilty page-turner. It was so popular that when I put it on hold at my local library I was #462 on the hold list. Unfortunately this book was not for me. I found the characters so unlikeable, I couldn't finish it. I made it a little over half way through, read the ending and slammed the book closed in disgust.  When I returned the book I told my library friends I didn't like it especially the manipulative characters. They snickered saying that was the point of the book - how manipulative people can be.   Sigh! I decided to give up reading fiction for good.

Then while preparing for a recent vacation I packed four nonfiction books and Lisa See's Snow Flower and the Secret Fan just in case.  I don't know what it is about being on vacation that usually makes me gravitate towards fiction.  Sure enough, Charlie LeDuff's Detroit: An American Autopsy, Fred Kaplan's1959: The Year Everything Changed, Marilyn Yalom's A History of the Wife and In the Shadow of Man by Jane Goodall; none of them felt right. Instead, I picked up Snow Flower and the Secret Fan and didn't put it down again until I'd finished it.

What I liked about this book?
Lisa See created a beautifully written historical novel that takes place in China's Hunan Provence during the 19th century.  It's about two young girls who are linked as laotongs at the age of seven (a practice bonding two girls together for eternity as kindred sisters). The book explores the oppression of woman valued only for the ability to produce sons, describes the horrific practice of foot binding which I knew little about and explores the relationship of female friendship.

In reviewing my vacation journal, I only made one note from the book: 
I am still learning about love. I thought I understood it - not just mother love but the love for one's parents, for one's husband, and for one's laotong. I've experienced the other types of love - pity love, respectful love, and gratitude love.  But looking at our secret fan with its messages written between Snow Flower and me over many years, I see that I didn't value the most important love - deep-heart love. (Pg. 5)
So I am happy to report I'm not giving up fiction after all.  Perhaps I need to read fiction only when on vacation.  Then stick with my preferred fiction genre - historical fiction or as Tanya form Mom's Small Victories classified this book: World/Cultural Fiction.

Please Note, I am an Amazon Affiliate

Have you read Gone Girl?  What were your thoughts?  Do you agree with my librarian - I gave up on the book too soon and missed the book's point?

Do you have any historical fiction or world/cultural fiction recommendations for my next vacation read? 

If you enjoyed this post you may also like:
Memorable Vacation Reads
Nonfiction You Can't Put Down
I Can't Stop Thinking About Nancy Horan's Book Loving Frank

Sunday, June 09, 2013

Use a Side Hustle to Stand Out From the Crowd

In the comments of my post Five Effective Ways to Find Your Best Second Career Kita wrote:

Everyone I know has a side hustle of some kind I think it’s needed in this economy I just think you need something that will make you stand out from the rest in a big way.
This is great advice for the marketing graduate mentioned in the above post:
After obtaining her marketing degree the only work this woman was able to find was as a retail clerk. She tells me employers won’t hire her because she‘s too old (over 50) and that her skills aren’t strong enough. She specifically mentioned her computer skills stating she has not been able to pass a computer proficiency exam.
Another commenter wrote:
Marketing can be rough as some positions rely solely on appearance, so unfortunately the younger the better.

This is why it is absolutely imperative for the woman above to do everything possible to improve her computer skills now. 

Before she can even think about standing out from the crowd she needs to become incredibly qualified:
She should become proficient with the software programs companies expect new hires to be familiar with. This may involve taking additional classes then practicing at home. She could track her budget and expenses in excel, develop dummy power point presentations, create website graphics in Photoshop or build her own website. She could use the free version of a program similar to Photoshop called GIMP, if she doesn’t want to pay for Photoshop. Also, some placement firms and temporary agencies offer computer training to their job candidates.

Once she meets the basic computer requirements, how can she stand out?

Join local marketing associations:
With a quick internet search I was able to fine three marketing associations in the Milwaukee area: BMA Milwaukee, American Marketing Association, and Milwaukee Interactive Marketing Association. This woman should not only join at least one of them, but she should actively participate by attending their meetings and events. Listen to what members are talking about and what their concerns are. She could write blog posts covering these topics on her own blog or the organization’s website. Then link these posts to her linked-in account. Volunteer to work on a committee or the board. By becoming an active member she has a greater opportunity to network, practice skills, learn from others and make mistakes in a non-work related setting.  

Volunteer for a nonprofit organization:
Most non-profit organizations are hurting for volunteers. Offer to write their newsletter, update their social media accounts and website. Or better yet volunteer to evaluate, work with, update or create their marketing program.  

Work for free:
It sounds as if it’s too late for this woman to secure an internship, but she could seek out small employers and offer to provide marketing services for free. Many side-hustlers get their start working for free. You gain experience while building your resume and gaining references.

Start your own marketing company:
Create your own social media, website, blog or marketing company.  Use the references and experience you gleaned from your professional association membership, volunteer work and working for free to create your portfolio.  Then sell yourself as a contract worker.

Gain experience working for a temporary agency:
Working as a temp has always been one of my favorite ways to gain experience, but the woman from above was not a proponent of this idea. She felt this wasn't feasible.  She could not afford to quit her permanent job to work in a temporary position.

What standing out from the crowd does not mean:
After reading Alison Green’s post a job applicant stopped by with a plant and candy, I feel it is worthwhile to mention a couple of things a job candidate should not do to stand out from the crowd. Do not send hiring managers gifts of any kind including candy, wine, gift baskets, fruit baskets, plants, baked goods including dropping off brownies, cookies, cakes or donuts and never ever send them a framed picture of yourself. The only things you should be sending a hiring manager are a well written cover letter and your resume. Also do not call the hiring manager to make sure they received your resume or to tell them you are the perfect candidate for the job. And never ever stop in to see them without a prearranged interview. All of these gimmicks are likely to land your resume directly into the trash can.  

Unfortunately without contacts, experience or stellar grades a degree by itself probably won’t open too many doors. I agree with Kita, if you want to stand out in the job market in this economy you are going to need a side-hustle.

Do you have a side-hustle? Has it helped you stand out from the crowd?

If you enjoyed this post you may also like:
What to do when you are unhappy with a job offer
How to find work when you don't have experience
Why networking is important

Tuesday, June 04, 2013

5 Effective Ways to Find Your Best Second Career

I recently had a conversation with a former hair stylist who’d been forced to make a career change after developing a severe allergy to hair care products. Once her workman’s compensation ended she returned to school to earn a degree in marketing. Since graduating, the only work this woman has been able to procure is as a retail clerk. She tells me employers won’t hire her because she‘s too old (over 50) and that her skills aren’t strong enough. After rejecting my ideas to improve her skills, I began to wonder if perhaps marketing was not the best choice for this woman. There has to be a more effective way to choose a second career. To answer this question I’ve turned to Ruth Richards a writer for All The Top Bananas.

With the job market being more turbulent than ever before, many people are looking towards ‘second careers’ to bolster their incomes or see them through retirement. A change of direction can be interesting and exciting, though it’s not always easy to know where to start.

Here, we look at five effective ways to find the best second career for you.

Work out your skills and strengths

It should go without saying, but it’s important that you know what you’re good at and make choices accordingly. If you hate talking to large groups of people, for example, you probably shouldn’t be a lecturer. On the other hand, it could be the perfect choice if you’re good at coaching and have a patient manner. Identify what you’re good at and work through your options from there.

Look for something you have a true passion for

We spend an awful lot of time in the workplace, so it makes sense to choose something that you love. If you have a creative streak, you might enjoy a role that deals with the arts. If you enjoy cooking, you may consider a job in catering. Work doesn’t have to be dull and boring, and you can take immense personal satisfaction from it if you choose something you truly care about.

Find out what training is available to you

If you’re looking at a totally new field, you may need some training to get your skills up to scratch. Many local communities offer free or reduced priced courses to their residents, so look out for what’s available close to you. Of course, trainee roles are quite often available, and this could be a viable option for you.

Make a list of what your priorities are

The world of work is sometimes about making sacrifices and working out what you really want. If pay is your main goal, you might have to be willing to work long hours and deal with pressure. On the other hand, if doing something you love is your priority, you may have to travel further to your place of work. Establish what’s important to you and think about how you’ll balance the various aspects.

Can you go it alone?

If you’ve never considered entrepreneurship, now could be the time. After all, what could be better than working for yourself on your own terms? With advances in the World Wide Web, pretty much anyone can start their own venture from the comfort of their own home. Freelancing is a popular route, and you could do anything from writing to web development.

Are you currently considering a change in career direction? Do you think you’ve found the best option for you?

This article was brought to you by Ruth Richards on behalf of All The Top Bananas. All The Top Bananas helps job seekers find new opportunities with their online job search facilities.

If you enjoyed this post you may also like:
How To Find Work When You Don't Have Experience?
Can Passion Exist Without Mastery?
Job Disillusionment

Monday, May 27, 2013

Why I can’t think on my feet?

In my post I'm 50 Year's Old and Still Can't Think On My Feet I wrote about how I was approaching 50 and still unable to think on my feet. I had recently been called into a meeting with another manager concerning a possible mistake one of my employees had made. Instead of standing up for this employee or articulating my thoughts on the spot, I had to go back to my office, research the issue and return to make my point. I was so disappointed with my response time I created a challenge for myself to become a stronger person in my 50th year.

As part of my "Be Strong" project, I’ve been reading one book a month that deals with an aspect of inner strength.  My latest read was Susan Cain’s book Quiet: The Power of Introverts in a World That Can't Stop Talking. Never has a book summed up who I am more than this book.

I now understand why I don’t have the gift of gab, why words don’t magically roll off my tongue helping me through the tough conversations. I remember the countless closed door meetings I was called into with my company’s former VP of Sales. He would point to a number on one of my spreadsheets and ask why. Why was this number not what he had anticipated? Instead of coming up with the answer, my brain would freeze; I'd assume I had made a mistake and offer to look into it. It was only after I'd left his office and was returning to my own that the answer would come to me. Why wasn't I able to think on my feet?

I AM AN INTROVERT
 
Susan Cain describes introversion as a person’s response to stimulation, including social stimulation. Introverts prefer lower-stimulation environments, where they feel their most alive. Whereas extroverts crave stimulation in order to feel at their best.

Every personality test I've ever taken has pegged me as an introvert, but it wasn't until I read this book that I truly understood what being an introvert meant to my daily life.  When I'm put on the spot I need time, usually alone, to think through my answer. I like to methodically formulate a response, weigh all of my options making sure I give the best or most accurate response.  I need down time to replenish my energy after overstimulation.  I think of all the conferences I’ve attended where after a long day I've been tempted to skip the social mixer so I could go back to my room to read and decompress.

I've often been embarrassed by introverted personality:
For example, in my post Discovering My Strengths here are my thoughts upon initially learning of my five strengths:
I was not pleased with the results of my assessment. My first reaction was "I thought this assessment was going to teach me something I didn’t know." I was hoping my strengths would be a little more glamorous. The above so called talents were the same traits I’ve been trying to overcome since I was the geeky uncool nerd in high school. I shut my computer off in disgust.
We live in a world that values extroverts:
According to Susan Cain:
It makes sense that so many introverts hide from themselves. We live with a value system that I call the Extrovert Ideal - the omnipresent belief that the ideal self is gregarious, alpha, and comfortable in the spotlight. The archetypal extrovert prefers action to contemplation, risk-taking to head-talking, certainty to doubt. He prefers quick decisions at the risk of being wrong. She works well in teams and socializes in groups. (Pg. 4)
The Communication Gap:
Then there was the time my company's HR Manager attacked my management skills.  She told me I was the weakest manager our company had and that my career was going nowhere.  Now in hindsight I realize she is an extrovert who doesn't understand or respect the introverted personality. She considered my quiet manner weak and not management material.

In the book Susan, also an introvert writes about the first time she had to negotiate a deal for her client while working as a Wall Street lawyer:
Then she remembered what I'd told her again and again: she was an introvert and as such had unique powers in negotiation - perhaps less obvious but no less formidable.  She's probably prepared more than everyone else.  She had a quiet but firm speaking style. She rarely spoke without thinking. Being mild-mannered, she could take strong, even aggressive, positions while coming across as perfectly reasonable. And she tended to ask questions - lots of them. And actually listen to the answers, which no matter what your personality, is crucial to strong negotiation. (Pg. 8)
Pretending to be an extrovert:
Now that I have a better understanding of who I am and what it means to be an introvert how can I reframe my strengths to shine in a world that values extroverts?

Pretend to be more confident:
When Susan was in law school she would force herself early on in class to raise her hand and say something.  Other people would sometimes refer to what she said giving her a greater presence in the classroom without her having to say much.  (I really could have used this tip when I was in college.)

Smile.

Be Prepared:
When in the classroom or work meetings figure out what you are going to say and say it early.

Look for opportunities to have one-on-one conversations.

Ask questions. Lots of them. Listen to the answers.

Carve out restorative niches into throughout your day:
Leave the office during lunch.  Find a quiet spot to read and reflect.

Manage your energy.

Get thru it - you will come out a little stronger:
Shortly after reading Quiet: The Power of Introverts in a World That Can't Stop Talking I had to facilitate an eight hour training session at my organization. Twelve employees were in attendance including our President and VP of Operations both of which are extroverts.  I was the speaker for four of the eight hours. It was held two hours away and I was one of the drivers. Three employees piled into my car the morning of, so I did not have an opportunity to decompress before the training.  

I prepared for two full days prior to the training; practicing what I was going to say, preparing handouts and packets for everyone to review as I presented the information.  Despite my preparation my brain still froze a couple of times during my presentation. When I wasn't able to think of the interest term our vendor uses when we don't follow one of their procedures, our extroverted President jumped in and volunteered "exorbitant." Then the phrase came to me "past due." I asked lots of questions giving me a break from speaking and allowing everyone to provide input and learn from each other.  The training was deemed a success and our President has asked me to organize another one for October.

What is next?
So now I realize, "thinking on my feet" is never going to come natural to me and I will always have to work at it. I am now going to change the focus of my Be Strong" project to incorporating Susan's faking-it strategies into my life.

Are you an introvert?  Do you pretend to be an extrovert?  Do you have suggestions for carving out restorative niches or for helping me maintain my energy during the workday?

Please note, I am an Amazon affiliate
 
If you enjoyed this post you may also like:
How to Dress "Strong" At Work
Determining My Myers-Briggs Score
The Gift of Fear

Sunday, May 12, 2013

How to make the most of your social security benefits

I recently attended a social security workshop that changed my views on when a retiree should begin collecting social security benefits. We’ve all heard the rumors, “Start collecting as soon as possible, before the Social Security fund runs out of money” or “don’t wait to collect benefits - if you die early you will lose out on retirement money you’ve earned.”

Here is what I learned at the workshop:

Despite the grim outlook politicians and the media like to portray, the social security fund actually has sufficient reserves to pay out full benefits until 2036. After that if nothing else changes additional tax income will cover at least 77% of promised benefits from 2036 to 2085.

This means a person who is age 55 today probably won’t have to worry about benefits changing until age 79 at the earliest. Future changes that may occur include:
  • Increased Social Security tax rates.
  • Higher earnings maximum subject to Social Security Tax.
  • Increase of Full Retirement Age
  • Decrease of future retirement benefits
  • Reduction of future Cost of Living Adjustments (COLAs)
Why should someone consider delaying benefits?
For people born in 1943 or later, each year you delay receiving social security your benefit increases by 8% per year up to age 70. After age 70, there is no additional monetary gain for waiting. Where else can you get a guaranteed 8% increase in earnings?  

Unlike many pension plans Social Security is adjusted for COLA:
Social Security payments are adjusted each year to keep up with inflation, as measured by the Consumer Price Index. Since automatic cost-of-living adjustments were added to Social Security in 1975, they have ranged from 14.3% in 1980 to zero in 2010 and 2011. The 2012 COLA increase was 1.7%. It is important to note some pension plans do not come with a COLA adjustment. Thus, a monthly pension payment that seems sufficient in 2013 may not go nearly as far in 2033.

You and your spouse should work together to make the most of your benefits:

The “Spousal Benefit”:
A married person who has little or no earnings history can receive spousal benefits equal to half of the working spouse’s primary insurance amount (PIA). 

- You must be age 62 or older to qualify.
- You can’t collect a spousal benefit until your spouse files for their own benefit.
- Your benefit will be reduced if taken before full retirement age, but it won’t increase if delayed past full retirement age.

The “File and Suspend” Strategy:
This strategy works best for the married couple who has one spouse with little or no earnings history. Begin by comparing the benefit this spouse would receive on their own to what they would receive for a spousal benefit; if the spousal benefit is higher consider the following strategy:

The higher-earning spouse files for social security at full retirement age then immediately suspends benefits. Once this spouse files, the lower earning spouse is entitled to 50% of the higher wage spouse's benefit. 

This strategy increases the lower wage-earner's monthly benefits now. It also allows the other spouse to wait until full-retirement age, increasing their benefit in the interim. Plus, it allows the lower wage earning spouse to receive the maximum survivor benefit.

The “Claim Now, Claim More Later” Strategy:
In this strategy the lower wage earner begins receiving his or her own reduced benefit.  The high wage earner files at full-retirement age for the spousal benefit. When this higher-wage earner reaches 70, he or she should switch to their own higher benefit. Note both spouses can’t receive spousal benefits on each other’s record at the same time. For this to work, the high-wage earner may not file for their own benefits before full-retirement age.

This strategy allows the low wage earner to start receiving benefits as early as possible. It allows the high-wage earner to receive a monthly benefit between the ages of 66 and 70 without having to reduce their own benefit. Plus, this allows the lower wage earning spouse to receive the maximum survivor benefit.

The Strategy for Two High-Earning Spouses:
One of the spouses files for the spousal benefit at Full-Retirement Age. Then switches to their own benefit at age 70. By collecting only a spousal benefit, this spouse can receive benefits at full-retirement age and still allow their own benefit to grow to its maximum.
 
The "Pay Back Strategy" is no longer allowed:
Previously you were allowed to begin collecting benefits at age 62 and then were able to pay all the dollars you had collected back, and restart your benefit at a new higher amount. As of December 2010, you are only allowed to do this if you change your mind and pay back benefits within the first 12 months of starting your social security retirement benefits.

The break-even age for collecting benefits at age 62 vs. full-retirement age is 78:
If you are in good health and have longevity in your family history, you will be better off in the long run to wait until full-retirement age to begin receiving benefits. 


I don’t think my husband and I will be able to utilize any of the above strategies, other than putting off collecting social security as long as possible, but I feel it is important to know what is available.

If you enjoyed this post, you may also like:
Do You Review Your Social Security Statement
Be Informed About Social Security
How do I know my 401(k) assets are safe from my company?

 

Thursday, May 02, 2013

Catherine the Great: Portrait of a Woman

Motivation for Reading:
I decided to read Robert K. Massie’s book Catherine the Great: Portrait of a Woman when Michelle of That's What She Read responded to my comment on her review of the book with:
You will love it as it definitely fits in with your theme of empowering women. Catherine was one amazing woman.
What is Catherine the Great: Portrait of a Woman about?
At almost 600 pages, Massie has written an all-encompassing biography of Catherine the Great beginning with her childhood in Germany and ending with her death at the age of 67.

My thoughts:
Since the book is so long, the thought of reading it seemed daunting, but Massie created such an engaging story I had no trouble finishing it. Prior to reading this book, I knew almost nothing about Catherine the Great or Russian history. I found every page to be fascinating – including the historical events and the politics of the time. Catherine’s story is remarkable:

If this book would have been fiction I’d have set it aside thinking it was implausible
Catherine, an obscure Russian princess, travels from her home in Germany to Russia with the intention of marrying Peter, the Russian heir to the throne. After their wedding her primary role was to produce a male heir. This ends up being impossible since her new husband refuses to touch her, preferring to play with his toy soldiers in their bed. This scenario continues for nine years. Finally, in order to produce an heir, Catherine has an affair with another man. Catherine bears a son whom the Empress names Paul. She then has the new baby taken from his mother and raises him as if he is her own. Once Peter becomes Emperor he ends the popular war with Prussia and institutes domestic policies that infuriate the military, the Orthodox Church and the Russian people. Catherine along with her current lover and his friends are able to overthrow Peter and Catherine becomes Empress. She reins until her death 34 years later. 
Why Catherine deserved the title of "Great:"
Elizabeth I of England was the only woman equal to Catherine on a European throne. In Russia's history, Catherine and Peter the Great tower in ability and achievement over all the other tsars and empresses of the Romanov dynasty. Catherine's accomplishments include two successful wars against the Ottoman Empire expanding Russia’s borders to the Black Sea and Central Europe. She was the first person in Russia to be inoculated against smallpox then persuaded others to do so.   She imported European moral, political, judicial philosophy, literature, art, architecture, sculpture, medicine, and education. She assembled the greatest art gallery in Europe, hospitals, schools, and orphanages. Peter made Russia a great power.  Catherine magnified this power and advanced the nation toward a culture that during the century that followed produced many of the artistic masters Russia is known for today.
What was her secret? How was she able to accomplish so much?

She was able to conceal her pride:
Her mother, not wanting her daughter to be arrogant or rebellious decided “to drive the devil of pride out of her.”
She was repeatedly told she was ugly and impertinent, forbidden to speak unless spoken to and made to kiss the hem of the skirts of all visiting women of rank. Later, concealment of pride in humility came to be recognized as a deliberate and useful tactic which Catherine used when confronting crisis and danger. (Pg. 9)
She used every opportunity to improve herself and her situation:
It did not take Catherine long to understand two underlying facts about her position in Russia:
First, that it was Elizabeth, not Peter whom she had to please: and, second if she wanted to succeed in this country she must learn its language and practice its religious faith. (Pg. 52) 

During the 17 years Catherine spent in Russia prior to Empress Elizabeth’s death, she spent her time reading. Assigned with the task of producing a male heir she spent much of this time ignored by or bored by her husband: books were her refuge. She always kept a book in her room and carried another in her pocket. She studied the great philosophers. Guided by her own curiosity, gradually she acquired a superior education. (Pg. 145)
She aligned herself with the right people:
Over the years Catherine made herself more popular than Peter with the Russian Courtiers and the Russian people. With the help of her lover Gregory Orlov and his brother Alexis, she won over the allegiance of the Russian Army giving her the support of the military. She made calculated moves when determining which countries to form alliances with and to support and which to not. I thought it interesting that she choose not to aid Great Britain in their war with the American colonies.

She understood who held the real power:
In a conversation V.S. Popov had with the Empress she explains the blind obedience with which her will was fulfilled everywhere, of the eagerness and zeal with which all tried to please her. It is not as easy as you think.” She replied. In the first place, my orders would not be carried out unless they were the kind of orders which could be carried out. You know with what prudence and circumspection I act in the promulgation of my laws. I examine the circumstanced, I take advice. I consult the enlightened part of the people, and in this way I find out what sort of effect my laws will have. And when I am already convinced in advance of good approval, then I issue my orders and have the pleasure of observing what you call blind obedience.

That is the foundation of unlimited power. But, believe me; they will not obey blindly when orders are not adapted to the opinion of the people.” (Pgs. 172-173)

Despite being a "great" ruler she was held to a double standard:
According to Massie, Catherine had 12 lovers during her reign who were referred to as favorites.  What shocked her contemporaries was not the number, but the age difference between Catherine and her lovers. She preferred increasingly younger men. She wanted assurance she could still attract and keep a man's love. In return the young men sought ambition, desire for prestige, wealth and power.  Hmm...weren't kings and their mistresses doing this exact thing for centuries?

Book club recommendation:
Massie informs us Elizabeth I of England used virginity and abstinence as prizes to tempt and manipulate powerful men.  Wouldn't reading a biography of Elizabeth make an excellent companion read?

Bottom Line:
I highly recommend Catherine the Great: Portrait of a Woman to anyone who wants to learn more about Catherine the Great, Russian history or to just read about an amazing self-built woman who was truly Great.

If you enjoyed this post you may also like:
Is a book about Marie Antoinette's fashion choices really a book every woman should read?
Coco Chanel: The Legend and The Life
Biography of Fannie Lou Hamer: A Study of Strength and Leadership

Please note, I am an Amazon affiliate